Tag Archives: mortgage advice

Save Valuable Time – Get Your Paperwork in Order!

The property market in Scotland today is fast-moving with properties are being sold well in excess of the Home Report value, and there are no signs of it slowing down any time soon. It’s important that you get all of your paperwork in order to avoid any delays in the sale of your property.

Continue reading Save Valuable Time – Get Your Paperwork in Order!

Mortgages in Retirement 

Pensioners looking to help their children or grandchildren get a foot on the property ladder or who are stuck with existing interest-only mortgages could be offered a new type of home loan.

In recent months, we have seen a rise in the number of interest-only mortgages available to those in retirement age. This has made a huge impact for those looking for mortgages in retirement.

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Should I Overpay on My Mortgage?

Could overpaying on your mortgage be a wise move? Using some of your savings or disposable income to make additional mortgage payments can result in considerable gains in interest. However, with any such decision regarding financial planning, it’s always best to consult an independent financial advisor to ensure this is the right move for your personal circumstances. Continue reading Should I Overpay on My Mortgage?

More First Time Buyers Than Ever Ask Advice from a Mortgage Expert

In the last year, first time home buyers came to the market in unprecedented numbers to find out more about the accessibility of mortgages. Because of the historically low-interest rates and the relatively higher approval rates, many wishful home buyers are in a position to move one step forward on the property ladder. Continue reading More First Time Buyers Than Ever Ask Advice from a Mortgage Expert

A Guide to Building Insurance

You can’t put a price on feeling safe and protected in your home. Building insurance is probably one of the most important types of coverage that you’re likely to get out in your life.

It makes a lot of sense then to think carefully about which type of coverage best suits you and your family. To that end, here’s a quick guide to the basics of insuring your home. Continue reading A Guide to Building Insurance