Many people are trapped in their mortgage deal and find that they are unable to remortgage in order to release equity from their own home and move onto a better rate.
Mortgages are a lot more difficult than they first appear. Knowing which rate, term, lender, features and insurance are the best fit for you is a time-consuming and complex process.
Securing a mortgage if you are a business owner, director or self-employed may not be as difficult as you think, provided you have the right documents.
Continue reading Securing a Mortgage if You Are a Business Owner
When it comes to managing your money, there are some perks and pitfalls of being in a relationship. All of a sudden, you could be paying half of all living costs and you could even improve your chances of getting on the housing ladder.
The property market in Scotland today is fast-moving with properties are being sold well in excess of the Home Report value, and there are no signs of it slowing down any time soon. It’s important that you get all of your paperwork in order to avoid any delays in the sale of your property.
If you’re about to start searching for your dream home, or you’ve already found it and you’re not sure what to do next, there are certain tactics that you can employ before making an offer. These will give you the upper hand, help you to successfully negotiate, and increase your chances of securing the dream home that you want to buy. At a time when housing stock is low, taking a smart and calculated approach to buying a home is more important than ever. Continue reading Making an Offer on Your Dream Home
While spring is finally making a shy appearance in our neck of the woods, it’s all good news and sunshine for homeowners in the Greater Glasgow area. Lots of buyers are looking for their dream home currently, which makes it the ideal context for selling. With affordable mortgages and good approval rates, it is an ideal time for aspiring buyers to look for the next opportunity. Continue reading Local Property Market Update
Getting up the property ladder for the younger generations has been proving more difficult in recent years, that is why many appeal to the bank of Mum and Dad to finance the deposit on the first home. But if gifting the deposit to your children is not convenient or possible, there are a few other ways to help younger family members start their journey up the property ladder. Here we look at a few current options: Continue reading Help Children Purchase Their First Home
Could overpaying on your mortgage be a wise move? Using some of your savings or disposable income to make additional mortgage payments can result in considerable gains in interest. However, with any such decision regarding financial planning, it’s always best to to ensure this is the right move for your personal circumstances. Continue reading Should I Overpay on My Mortgage?
One of the mainstream lenders we work with here at The Mortgage Hub has just announced 20% deposit mortgage product for property investors looking for a buy-to-let mortgage. Continue reading 20% Deposit Buy to Let Mortgage Announced