Many people are trapped in their mortgage deal and find that they are unable to remortgage in order to release equity from their own home and move onto a better rate.
Mortgages are a lot more difficult than they first appear. Knowing which rate, term, lender, features and insurance are the best fit for you is a time-consuming and complex process.
Securing a mortgage if you are a business owner, director or self-employed may not be as difficult as you think, provided you have the right documents.
Continue reading Securing a Mortgage if You Are a Business Owner
The property market in Scotland today is fast-moving with properties are being sold well in excess of the Home Report value, and there are no signs of it slowing down any time soon. It’s important that you get all of your paperwork in order to avoid any delays in the sale of your property.
While spring is finally making a shy appearance in our neck of the woods, it’s all good news and sunshine for homeowners in the Greater Glasgow area. Lots of buyers are looking for their dream home currently, which makes it the ideal context for selling. With affordable mortgages and good approval rates, it is an ideal time for aspiring buyers to look for the next opportunity. Continue reading Local Property Market Update
Getting up the property ladder for the younger generations has been proving more difficult in recent years, that is why many appeal to the bank of Mum and Dad to finance the deposit on the first home. But if gifting the deposit to your children is not convenient or possible, there are a few other ways to help younger family members start their journey up the property ladder. Here we look at a few current options: Continue reading Help Children Purchase Their First Home
In the last year, first time home buyers came to the market in unprecedented numbers to find out more about the accessibility of mortgages. Because of the historically low-interest rates and the relatively higher approval rates, many wishful home buyers are in a position to move one step forward on the property ladder. Continue reading More First Time Buyers Than Ever Ask Advice from a Mortgage Expert
You can’t put a price on feeling safe and protected in your home. Building insurance is probably one of the most important types of coverage that you’re likely to get out in your life.
It makes a lot of sense then to think carefully about which type of coverage best suits you and your family. To that end, here’s a quick guide to the basics of insuring your home. Continue reading A Guide to Building Insurance