Do you have an interest-only mortgage on your home? The answer could very well be yes, as nearly one in five mortgage customers currently have an interest-only home loan, according to the Financial Conduct Authority (FCA). Interest-only deals allow borrowers to pay off the capital only when the mortgage term ends, and while you will pay smaller amounts monthly, you will need to make plans to repay the capital (the amount you borrowed) in order to clear your debt. Continue reading Interest-only mortgages: Talk to Us Today!
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Buying a Home with the Bank of Mum and Dad
For many young people, the Bank of Mum and Dad has become the only route to buying their own property. Whilst mortgage rates remain low, the ever-increasing price of houses across the UK means that even before they try to borrow, first-time buyers need to save a larger deposit. Continue reading Buying a Home with the Bank of Mum and Dad
Tax Relief for First Time Buyers
Buying your first home in Scotland in 2018 has just become a more achievable objective due to the news announced by the Government just before Christmas. The Stamp Duty tax relief announced by London has been mirrored in the Scottish Land and Building Transaction Tax for first time buyers. (source) Continue reading Tax Relief for First Time Buyers
Getting Ready to Sell Your Home: 5 Important Tips
Is a new home on your new year resolution list this January? We have created a handy guide to help you keep at least one of your resolutions this year. Continue reading Getting Ready to Sell Your Home: 5 Important Tips
How Will You Finance a Home Extension in 2018?
Big plans for your home in the next year? You might wonder what the best way to finance that home extension is. If savings cannot cover the entire budget for your home renovation or extension, you might consider borrowing more money on your remortgage. Releasing equity from your property may be an option to consider as funding source on a significant renovation or extension to your home. Continue reading How Will You Finance a Home Extension in 2018?
Happy Clients, Happy Christmas!
Just few days to go until the reindeers visit, but there’s no slowing down here at The Mortgage Hub. We’re as busy as ever with enquiries from first-time buyers and existing homeowners who are starting their new year’s resolutions early by securing new mortgage deals before the end of 2017. Continue reading Happy Clients, Happy Christmas!
2017 in Review: Mortgage and Property
For much of 2017, mortgage rates have remained at historically low levels, which has helped those on each tier of the ladder – from first-time buyers all the way through to buy to let landlords and investors expanding their property portfolios – to secure a more affordable mortgage. Continue reading 2017 in Review: Mortgage and Property
Mortgage Advice for Property Developers
Cast your mind back to 2006-7 and the property market was in a very different place. Many viewed property development in the pre-credit crunch era as a sure fire way of turning a tidy profit. Fast forward to 2017, however, and while opportunity remains, developers have to take a more cautious approach – which means securing the right mortgage is crucial. Continue reading Mortgage Advice for Property Developers
Meet the Team: Elaine McDonagh, Sales Manager
We have built a fantastic team here at The Mortgage Hub and we thought you should get to know us better. That is why we are launching a series of interviews with our staff. First and most brave is Elaine McDonagh. Find out what Elaine’s strengths on the job are, what she likes to do after work and more! Continue reading Meet the Team: Elaine McDonagh, Sales Manager
Find and Finance Your Dream Home in the Next Year!
At The Mortgage Hub, we know that getting your mortgage in place is only one big step in securing your dream home. And while we do our best to secure the most suitable finance arrangement for each and every one of our clients, we take great pride in going above and beyond in helping you secure your dream home.
Here are three aspects we help our clients with to make sure they secure their perfect home!
Continue reading Find and Finance Your Dream Home in the Next Year!