Is a new home on your new year resolution list this January? We have created a handy guide to help you keep at least one of your resolutions this year.
Do not delay
If you have the plan of putting your home on the market this year, then do not wait for the traditional spring time window of opportunity to sell. Many people have changed behaviour due to the convenience of being connected around the clock. Rightmove reports a spike in property searches over the Christmas holidays as well as an increase in the number of searches year over year, which means buyers are looking right now, in a market with relatively limited stock.
2. Talk to us about your mortgage
There is little more stressful than putting an offer on a house but then having the transaction fall through due to financial issues. Also, as a seller your offer will have an edge if your financials are sorted ahead of time. So do speak to our friendly team and we will help you make the right financial arrangements as well as understand exactly what you can afford, so you are best positioned in making a confident offer.
3. Get your home ready for a quick sale
It has been said many times, home buyers make rather snap decisions when it comes to maybe the most valuable asset most of us will ever own. A pretty property exterior and a well cared for interior, decorated in neutral shades and free of clutter will catch the eye of buyers and create a competitive environment so your home sells for the best possible price.
4. Find out what your home is worth
How much your home can achieve on the market is another key step in the journey for a bigger better home.Ask a reputable, local agent with local knowledge to value your home. Although there is no clear science to home valuations, the price your home is marketed at will have a major impact on the swiftness of the sale: price it too high, you will deter buyers, price it too low, you might not achieve the maximum possible price for your property – that is why competent advice is so important at this stage.
5. Start looking for your next home
You have probably already been keeping an eye on the property market and have an idea of what you are looking for, so make sure you subscribe to estate agents’ property alerts so you are the first to find out about new stock. Our team will also help you with the house hunting process, as we have long standing relations with local estate agents and can make enquiries on your behalf.
The Mortgage Hub is an independent mortgage advisor serving the greater Glasgow area. Whether you are planning to buy your very first home and need the right first time buyer mortgage, or are looking to re-mortgage due to a house move or to growing family – we understand your journey is so much more than a financial process, it’s a journey to achieve your dreams, improve your lifestyle and achieve your true potential.