Ready to take a step up the property ladder? Going through the milestone of moving up from your first home to perhaps a more spacious family home can be stressful but we have put together a few tips to keep you as stress-free as possible.
Talking to our friendly expert team can give you an idea of how much mortgage you can afford and what your best options are in terms of financing your next dream home. At Mortgage Hub we have helped many homeowners achieve their dream to purchase a bigger family home. So no matter your circumstances, your first step should be to speak to us and get a clear idea of exactly what your position is.
Get Your Current Home Ready
If you need to sell your current home first now is the time to make sure it is picture perfect ready to attract the right buyers’ eyes. Tackle the jobs you have been putting off, tidy up and tackle clutter. Your front garden and the exterior have an important role to play – the well-known curb appeal, which is why they should be subject to the most attention before the buyers come streaming in.
Start Looking for the Perfect Home
The right one doesn’t always come on the market at the exact right time, so it is well worth keeping an eye on the market to make sure you don’t miss out. That is why knowing your financial situation by this point really pays off because you will be in a good position to immediately make an offer when the perfect home does come on the market.
At Mortgage Hub we do so much more than help you find the right financial product, but will also assist in helping you find your perfect home. Our team will research the market and contact agents to find out what is coming on, book viewings and also negotiate the best price possible on your new purchase.
Selling Your Home First?
It can be a tricky decision to put your home on the market without having found the perfect next one. On the other hand, having no chain has clear advantages when putting an offer on the next home, especially in a market where buyers compete, but perhaps the cost of renting while house hunting can be expensive and difficult. After all, no one likes moving home every few months. There is no wrong or right approach. each situation is different and you will have to weigh in all the aspects before making your choice.
This is another reason why you should have The Mortgage Hub on your side. Our team can ensure your new purchase date is suitable and your sale date tie in so you don’t end up in a position to have to move out before moving in day.
Our friendly staff are happy to assist you in every single step of your property journey – from deciding to put your home on the market, to obtaining a mortgage and beyond.
The Mortgage Hub is an independent mortgage advisor serving the greater Glasgow area. Whether you are planning to buy your very first home and need the right first time buyer mortgage, or are looking to re-mortgage due to a house move or to growing family – we understand your journey is so much more than a financial process, it’s a journey to achieve your dreams, improve your lifestyle and achieve your true potential.