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Mortgages in Retirement 

Pensioners looking to help their children or grandchildren get a foot on the property ladder or who are stuck with existing interest-only mortgages could be offered a new type of home loan.

In recent months, we have seen a rise in the number of interest-only mortgages available to those in retirement age. This has made a huge impact for those looking for mortgages in retirement.

Continue reading Mortgages in Retirement 

Making an Offer on Your Dream Home

If you’re about to start searching for your dream home, or you’ve already found it and you’re not sure what to do next, there are certain tactics that you can employ before making an offer. These will give you the upper hand, help you to successfully negotiate, and increase your chances of securing the dream home that you want to buy. At a time when housing stock is low, taking a smart and calculated approach to buying a home is more important than ever. Continue reading Making an Offer on Your Dream Home

Local Property Market Update

While spring is finally making a shy appearance in our neck of the woods, it’s all good news and sunshine for homeowners in the Greater Glasgow area. Lots of buyers are looking for their dream home currently, which makes it the ideal context for selling. With affordable mortgages and good approval rates, it is an ideal time for aspiring buyers to look for the next opportunity. Continue reading Local Property Market Update

Help Children Purchase Their First Home

Getting up the property ladder for the younger generations has been proving more difficult in recent years, that is why many appeal to the bank of Mum and Dad to finance the deposit on the first home. But if gifting the deposit to your children is not convenient or possible, there are a few other ways to help younger family members start their journey up the property ladder. Here we look at a few current options: Continue reading Help Children Purchase Their First Home

Should I Overpay on My Mortgage?

Could overpaying on your mortgage be a wise move? Using some of your savings or disposable income to make additional mortgage payments can result in considerable gains in interest. However, with any such decision regarding financial planning, it’s always best to consult an independent financial advisor to ensure this is the right move for your personal circumstances. Continue reading Should I Overpay on My Mortgage?

Easter Wishes from The Mortgage Hub

For many, Easter is a time for celebrating new beginnings. With spring officially here, winter receding and the days getting longer and warmer, it finally feels like a fresh start. It’s not surprising then, that a lot of us can find our minds wandering to thinking about our wishes and hopes for the future, and how we can make a new beginning in a new home. Continue reading Easter Wishes from The Mortgage Hub

More First Time Buyers Than Ever Ask Advice from a Mortgage Expert

In the last year, first time home buyers came to the market in unprecedented numbers to find out more about the accessibility of mortgages. Because of the historically low-interest rates and the relatively higher approval rates, many wishful home buyers are in a position to move one step forward on the property ladder. Continue reading More First Time Buyers Than Ever Ask Advice from a Mortgage Expert

A Guide to Building Insurance

You can’t put a price on feeling safe and protected in your home. Building insurance is probably one of the most important types of coverage that you’re likely to get out in your life.

It makes a lot of sense then to think carefully about which type of coverage best suits you and your family. To that end, here’s a quick guide to the basics of insuring your home. Continue reading A Guide to Building Insurance

Scottish Property Market the Strongest of the UK

The property market in Glasgow and Edinburgh has shown the biggest price increase in the UK in 2017. Recently released data from the Office for National Statistics suggests that the average price of property in the UK increased by 5.2% in 2017, but local Glasgow property market has grown by 7.9%, top of the leaderboard across the UK. Continue reading Scottish Property Market the Strongest of the UK